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Financials · NYSE NYSE · MA

Mastercard

$581.10 -$8.08 -1.39% CLOSE 09.01.26 AFTER HOURS $581.37
Convergence score
4.8 / 5.0 STRONG BULLISH
+0.0 vs last report
Overall valuation
Overvalued
Aggregated across multiple horizons
Consensus target (12mo)
$669.01 +15.1%
Range $550.00 — $740.00
Sector
Financials
NYSE · Tracked daily
Today's snapshot

Where the signals stand.

REPORT 09.01.26
UV Convergence Score
REPORT 09.01.26
4.8
/ 5.0
STRONG BULLISH
Consensus signal A
5.0
Consensus signal B
5.0
Consensus signal D
5.0
Rating trend signal
4.7
Analyst average
4.6
Multi-signal aggregate How CSR works →
Day Range
$580.94 – $592.64
52W Range
$464.52 – $601.62
Volume
3.3M
Avg Vol
3.4M
Mkt Cap
$509.05B
P/E
32.02
EPS (TTM)
$18.15
Div Yield
0.59%
Beta
0.73
Today's convergence

Convergence score sits at 4.8 with overall valuation reading as overvalued. Drivers across the horizons inform the aggregate. Open the deep dives for valuation, analyst, or financial detail.

Valuation
Overvalued
CSR direction
STRONG BULLISH
Last close
$581.10
Sector
Financials
Valuation
Three horizons
UPDATED 09.01.26
Short term
0–3 MO
No target Strong Buy
Medium term
3–12 MO
$667+14.7% Buy
Long term
12–36 MO
$272.44-53.1% Overvalued
Open valuation →
Analysts
Coverage & consensus
6 PANELS
Mean target (12mo)
$669.01 +15.1%
RANGE $550.00 — $740.00
Analyst consensus
Consensus rating Buy
Blended score 4.4 / 5
Analysts tracked 238
Open analysts →
Financials
Key metrics
LATEST
P/E
32.02
EPS (TTM)
$18.15
Mkt Cap
$509.05B
Div Yield
0.59%
Beta
0.73
52W Range
$464.52 – $601.62
Open financials →
Reports
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Valuation breakdown

Three horizons, one consensus.

UPDATED 09.01.26
Short term
0–3 MO
Strong Buy
Consensus target
No target available

Current analyst consensus rating from Barchart.

Medium term
3–12 MO
Buy
Consensus target
$667 +14.7%
RANGE $597 – $740
$597NOW $581.10$740

12-month analyst consensus target across covering brokerages.

Long term
12–36 MO
Overvalued
Consensus target
$272.44 -53.1%

UVStocks in-house sector-relative valuation model.

Signal breakdown

What’s driving the score.

EACH SIGNAL RATED 1.0 — 5.0
Top-level breakdown
Valuation: PE Ratio: 32.02PEG Ratio: -DE Ratio: -
Free Cash Flow: $16.96BPB Ratio: -PS Ratio: -Dividend: $0.87
Analyst coverage

Blended analyst consensus & targets.

6 PANELS · UPDATED 09.01.26
Analyst consensus RATING · SCORE · PANELS · ANALYSTS
Rating Blended score Panels Analysts
Buy 4.4 6 238
Price targets LOW · MEAN · MEDIAN · HIGH · UPSIDE
Coverage Low Mean Median High Upside
All panels $550.00 $669.01 $668.00 $740.00 +15.1%
Rating distribution STRONG BUY · BUY · HOLD · SELL · STRONG SELL
Coverage SB B H S SS
All panels 14 53 3 1 0
Rating trend CURRENT VS 1M / 2M / 3M
Period Rating Avg Analysts
Current Strong Buy 4.71 42
1 Mo Ago Strong Buy 4.71 42
2 Mo Ago Strong Buy 4.70 40
3 Mo Ago Strong Buy 4.69 39
Most recent analyst action LATEST DESK ACTION
Date
8/31/2026
Firm
Royal Bank Of Canada
Action
Boost Target
Rating
Outperform
Target
$696.00
Related links
Financials

Full financial snapshot.

UPDATED 09.01.26
Quote snapshot 15 FIELDS
Prev Close
$589.31
Open
$589.65
Day Low
$580.94
Day High
$592.64
Bid
$581.15
Ask
$582.41
52W Low
$464.52
52W High
$601.62
50D Avg
$550.14
200D Avg
$529.68
Volume
3.3M
Avg Vol
3.4M
10D Avg Vol
3.0M
52W Change
-0.43%
S&P 52W Change
19.81%
Valuation ratios 10 FIELDS
P/E (TTM)
32.02
P/E (Fwd)
25.24
PEG (Fwd)
1.81
P/S
14.51
P/B
90.85
Book Value
$6.40
EV/Revenue
14.88
EV/EBITDA
23.52
Mkt Cap
509.05B
Enterprise Val
522.08B
Profitability & returns 6 FIELDS
Profit Margin
46.34%
Gross Margin
100.00%
Operating Margin
61.11%
EBITDA Margin
63.28%
Return on Assets
24.06%
Return on Equity
241.20%
Growth 3 FIELDS
Revenue Growth (YoY)
14.10%
Earnings Growth (YoY)
22.10%
Earnings Growth (Q)
18.60%
Balance sheet & cash flow 11 FIELDS
Total Revenue
35.08B
EBITDA
22.2B
Total Cash
11.61B
Total Debt
24.64B
Cash / Share
$13.25
Revenue / Share
$39.27
Free Cash Flow
16.96B
Operating CF
17.44B
Debt / Equity
439.58
Current Ratio
1.06
Quick Ratio
0.67
Dividend 5 FIELDS
Fwd Dividend
3.48 (0.59%)
Dividend Yield
0.59%
Payout Ratio
17.93%
5Y Avg Yield
0.55%
Ex-Div Date
2026-07-09
Share statistics 7 FIELDS
Shares Out
869.46M
Float
868.34M
Shares Short
7.19M
% Short of Float
0.83%
Short Ratio
2.40
% Held Insiders
0.11%
% Held Institutions
91.28%
Calendar & events 5 FIELDS
Next Earnings
2026-10-29
Fiscal Year End
2025-12-31
Most Recent Qtr
2026-06-30
Last Split
10:1
Split Date
2014-01-22
Company 2 FIELDS
Industry
Credit Services
Employees
39,800